Family: Thomas Frank Kerwin / Frances Woodall Cloud (F70682)
m. circa 1890William A. Cloud (1825-1875) 
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Rhoda Ann Hendrickson (1827-1875)
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| Willie Franklin Cloud (1853-1855) |
| John McCracken Cloud (1855-1859) |
| William A. Cloud (1857-1943) |
James Hendrickson Cloud (1859-1941)  |
| Rhoda M. Cloud (1865-1892) |
| Thomas Frank Kerwin (1858-1922) |
| Frances Woodall Cloud (1868-1920)
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| infant Kerwin (1892-1892) |
| Estelle Cloud Kerwin (1893- ) |
| Margaret Cloud Kerwin (1895-1961) |
| Thomas Frank Kerwin (1896-1946) |
